Mastercard Casinos for US players in 2024

If you’re searching for casinos in the USA that accept MasterCard, you should look at our list of exciting MasterCard casinos. It’s the perfect way to find the top ten best MasterCard casino sites.

Finding a US casino that accepts MasterCard deposits is simple, yet some are superior to others. That’s where our helpful comparison comes in. We share the top online casino for MasterCard users. Check out the guide below to learn why utilizing casinos that accept MasterCard for deposit can enhance your gambling experience.

MasterCard Background

In 1966, the Interbank Card Association (ICA) was formed by several banks to create the MasterCard credit card as a competitor to BankAmericard (now known as Visa). The credit card was initially named Interbank from 1960 to 1966 and was later called Master Charge from 1969 to 1979.

The card’s name was changed to MasterCard in 1979, and it has been a popular payment option worldwide since then. MasterCard was the first card to be accepted in China, and 1990, it launched Maestro, the first global online debit program. Due to its compatibility with online casinos, nearly all of them in the US and around the world accept MasterCard as a form of payment. MasterCard debit cards are also accepted at many online casinos in addition to MasterCard credit cards. Depositing at MasterCard online casinos is easy; most have instant processing times. When you gamble online with MasterCard, you can be sure that you are safe and secure.

How we test the best casino with Mastercard

Before making any banking transactions, it’s essential to trust the top online Mastercard casinos offer. Find out more about our ranking process for the best MasterCard casinos.

Reputation

Our reviews and ratings are based only on the most trustworthy casinos that ensure reliable payments. The best online casinos and gambling sites are expected to hold licenses and games that have been properly audited.

Fees 

You can use your prepaid, debit, or credit MasterCard to make payments on online casinos without any extra fees. However, keep in mind that MasterCard may still charge cash advance fees, so be sure to stay informed about your outstanding balance.

Transaction Times

Using your MasterCard for online casino transactions greatly benefits instant transactions. Our recommended casinos ensure no delays or waiting times before the funds are added to your player account.

Min/Max Deposits

It is preferable for credit card users to have both low minimum and high maximum transaction limits. This benefits both occasional and frequent gamblers. Therefore, we review the transaction limits offered by online casinos.

Bonuses and Promotions

To find the best online casino, look for those with top bonuses. Most online casinos provide welcome bonuses for MasterCard users, as well as regular reload bonuses, free spins, and a VIP program. Our casino reviews assess whether these offers can be claimed using both debit and credit cards.

Responsible Gambling

Our top-rated online casinos in the US offer protection while playing with real money. They provide deposit tools that help you limit the funds you deposit into your online account. In addition, our casino reviews include sites that offer resources and links to problem gambling helplines.

Clear Terms of Service

It is crucial to understand the terms and conditions before creating an account. Thus, we are assessing the terms of service for their clarity and simplicity.

Game Variety

To be a great casino, it’s important to offer a wide variety of games beyond slots and table games, which are standard at all MasterCard casinos. Live casino games and sports betting options will set an online casino apart.

Licensing

Engaging in illegal gambling is not only harmful to individuals but also poses risks to online casinos. Our recommendation always favors licensed gambling sites with adequate security protocols in place.

Independent RNG Audits

To ensure fairness for all players, the top MasterCard casinos use certified random number generators that have been independently tested and approved by bodies such as GLi or TST.

Customer Support

All of the best casinos offer customer support around the clock through various channels. You can reach out via live chat or a dedicated phone line, or check out the help center for simple and fast articles.

Why use MasterCard at online casinos?

Using MasterCard to fund your online casino account has several benefits. Here are some of the most significant reasons why you should consider it:

Secure

Millions of transactions are made daily using MasterCard-branded cards, both online and in person. MasterCard is a worldwide leader in card payments and is known for being a safe payment option. In the event of card theft or fraud, they offer remedies.

Mobile-Friendly

The guide showcases MasterCard-accepting online casinos that are compatible with computers and digital devices. These casinos are considered some of the top tablet-based options in the country and allow for direct payment without requiring the installation of extra tools or software. You’ll have access to several real money casino games and gambling apps that you can conveniently enjoy while traveling.

Convenient

Paying online with a MasterCard is a quick and easy process. Our recommended casinos accept all credit and debit cards made with this branding. In addition to debit and credit cards, you can use prepaid and gift cards to add funds to your account. To learn more about the advantages of using gift card casinos, refer to our dedicated guide.

Rewarding

Using a MasterCard to fund your casino account provides easy access and allows you to redeem match deposit bonuses and various other offers using bonus codes. Moreover, many of our highly recommended casinos are ranked as no-wagering casinos, enabling faster and more convenient withdrawal of your deposit bonus with fewer limitations.

Security and safety

Our top priorities are licensing and security. To ensure legal compliance, please check if online gambling is allowed in your state. If it is, there will be a licensing authority for that state.

Rest assured that our recommended top Mastercard casinos hold licenses required by their states. For instance, the NJ Division of Gaming Enforcement issues the license for New Jersey. Additionally, Mastercard offers a multi-layer security system, ensuring that you can use it as a payment option without any worries about safety.

MasterCard Casino Bonuses

You can find bonuses on most sites when using MasterCard for online gambling. However, these bonuses are not exclusive to MasterCard users. If you’re a new player, you should look for a welcome bonus whenever you make a deposit using MasterCard. Whenever you receive a bonus, take advantage of it to increase your bankroll and have more funds to play with.

It’s important to understand that online gambling websites never give out free money. If you do receive a bonus, there will always be certain conditions that you must meet before being allowed to keep the money, such as fulfilling wagering requirements.

The following is a list of commonly offered bonuses at top MasterCard casinos.

• You can receive a welcome bonus when you make your first deposit at a MasterCard-accepting casino. This bonus usually matches your initial deposit by 100%. Although you will get the bonus money immediately, you must fulfill the bonus’s wagering requirements before withdrawing the money. A match welcome bonus also includes a specific number of bonus spins.
• A reload bonus is similar to a welcome match bonus, but it’s not offered on your first deposit. These bonuses are frequently offered daily, such as a Tuesday’s 50% reload bonus match. Unlike welcome bonuses, reload bonus matches are typically not 100%. Instead, they usually range from 25% to 75%.
• The casino offers bonus spins which are free spins that can only be used on a particular slot game. If you win using the bonus spins, you must fulfill the wagering requirement to keep the winnings. For instance, if the wagering requirement is 15x and you win $50, you must gamble $750 at the casino before withdrawing the $50.
• The cashback casino bonus MasterCard offers allows you to recover some money you may have lost during a specific day or week.
• A no-deposit casino bonus is a type of bonus where you receive a small amount of money to play at the casino without having to deposit. The bonus amount is usually around $25. If you win money while using the bonus, you can keep it, but you must make a real deposit and fulfill the wagering requirements to withdraw your winnings.

MasterCard Casino Games

You can use your credit card to play a wide variety of casino games offered by online casinos that accept credit cards. Let’s check out some of these fantastic games.

Slots

At every casino site, slot machines are a very popular attraction. You can choose from classic slots resembling those found in Las Vegas or modern 5-reel games with added bonus features. Additionally, you can participate in linked slots that offer large progressive jackpots.

Roulette

You can feel the excitement of playing American Roulette at top online casinos. You can choose between the familiar double-zero or the European Roulette version with a single zero and better odds. Additionally, many of the top online casinos offer various versions of roulette with exciting bonuses and jackpots.

Blackjack

Blackjack is a popular card game in casinos accepting credit cards. It’s easy to learn and play. You can play classic blackjack, which is available in most casinos. You can also opt for live dealer games where the croupier uses physical cards and tables. Numerous blackjack variants are available on quality online gambling sites, ranging from Classic Blackjack to Blackjack Surrender, where you can quit the hand later on.

Live casino games

When you play live dealer games at online and mobile casinos, you will play against a human croupier who uses barcoded cards and equipment with scanners. The game will be displayed on your mobile phone or PC monitor, and you can place bets using your keypad. You can use your credit card to play games like roulette, blackjack, and baccarat. Top providers also offer game shows like Dream Catcher, which feature a host.

Types of MasterCard

For MasterCard users who want to deposit money in a casino, four primary options are available: credit cards, debit cards, prepaid cards, and gift cards. Below is a brief overview of each card option, including its advantages and disadvantages.

Credit Cards

Most legitimate online casinos worldwide accept MasterCard credit cards for instant and secure deposits with high deposit limits. It is also worth noting that some online casinos allow MasterCard withdrawals. Additionally, using MasterCard credit cards comes with the benefit of cashback rewards.

Debit Cards

Your bank can issue a MasterCard debit card so you can easily deposit money from your bank account into an online casino. Debit cards ensure you don’t exceed your budget but don’t offer the same rewards as credit cards.

Prepaid Cards

Online casinos widely accept Prepaid Mastercards since they function like Mastercard credit cards. If you prefer privacy or are hesitant to enter your credit card information on a casino website, prepaid cards are a suitable option. Although you won’t earn rewards points, you can reload these cards. Additionally, using prepaid cards is an effective way of monitoring your expenses.

Gift Cards

Gift cards are similar to prepaid cards but cannot be reloaded with cash. However, some online casinos accept MasterCard gift cards because they offer the same privacy, speed, and security as other prepaid MasterCards. Although gift cards have low deposit limits and don’t earn reward points, they can help you control your spending and stick to your gambling budget.

How to Deposits with Mastercard

To begin the deposit process using Mastercard, follow these simple steps: if you don’t have a Mastercard, apply for one. If you have one, open an account at a reputable Mastercard casino.

To the best Mastercard casino, keep your card nearby and provide details such as the card number and expiry date when the operator asks. Be aware of the deposit limits set by the MasterCard casino deposit amount.

1. You need to choose which online casino you want to become a member of
2. Open an account at a reputable casino that accepts Mastercard.
3. Provide your personal information, including your card information.
4. Decide whether you want to choose the welcome bonus or not.
5. Choose the amount of money you wish to deposit
6. Confirm if the specified amount is correct.
7. You are now set to begin playing!

The signup process and selecting Mastercard as your payment option is straightforward. Remember to take note of the welcome bonus and any related deposit requirements. Once you deposit funds, they should reflect immediately in your casino account. You’ll receive a payment confirmation, but you can also verify the transaction by checking your bank balance.

How to withdraw your winnings

Follow these steps to withdraw funds for the first time from your online account using a MasterCard. This guide provides clear instructions on how to withdraw funds via MasterCard.

• Visit the Cashier. To withdraw your funds, you must access the cashier feature on the online casino’s website.
• Select Withdraw. To withdraw funds, visit the cashier’s “Withdrawal” section, where you will find various payment methods. If MasterCard is available, it will be displayed in this section.
• Choose MasterCard. To initiate the transaction, select MasterCard as the method for withdrawing funds.
• Input Card Details. Please provide the credit card number and other necessary details to withdraw funds using your MasterCard for the first time. However, if you have already used your card for a deposit, the site should have this information, and you can proceed to the next step without providing the details again.
• Select Amount. Before completing the transaction, please consider the withdrawal limits set by the casino for MasterCard. Select the amount you want to withdraw, then proceed with the transaction.
• Receive Funds. You will be able to see the funds being added to your credit card once the withdrawal is accepted. The duration of the process may vary depending on the site you are using.

Fees and Processing Times at MasterCard Casinos

Playing at MasterCard online casinos comes with the benefit of free deposits and instant processing times. However, when it comes to withdrawing funds from online casinos that support MasterCard cashouts, there is typically a 2% fee, and it can take 1-3 business days for the processing time.

MasterCard Verification Requirements

You will usually need to undergo KYC verification to verify your MasterCard for payments. This involves submitting a photo of your card to prove ownership.

Mobile MasterCard Casinos

With HTML5, you can access your favorite casino website from any device without downloading any software. The website works equally well on computers, tablets, and mobiles. Plus, the games load directly within the browser.

Although unnecessary, certain casinos provide a mobile app that can be downloaded for free on Android and iOS. These apps may offer greater security compared to playing on the website. You can find the mobile casino apps either on the App Store or directly from the casino if you’re using an Android device.

MasterCard Casino Pros & Cons

MasterCard is a great banking method for online gambling, and it offers several advantages similar to other credit card deposits. Here are the primary pros and cons of using MasterCard at online casinos.

MasterCard Casino Advantages

• Depositing money at a casino using MasterCard is a straightforward process that is easy to understand
• Your funds will be available almost immediately through Instant Deposit
• MasterCard provides high-level card protection, and casino sites use encryption to ensure your safety and security.
• Most online casinos accept payments made with MasterCard, allowing for diverse options in casino selection.
• Even without a line of credit, you can deposit using prepaid MasterCards.

Disadvantages of credit cards

• Some credit cards require an annual fee in addition to charging interest rates on unpaid balances.
• Only a small number of online casinos allow withdrawals to be credited back onto your card.
• The payout times for MasterCard users at US casinos may be delayed due to their address, ID, and card information verification process.

Alternative payment methods

Other options are available if you don’t want to use a MasterCard to add funds to your casino account. Here are some of the main alternatives.

Debit card

To manage your gambling deposits more effectively, consider using a MasterCard debit card instead of a credit card.

PayPal

Although PayPal is widely used and enables quick deposits and withdrawals without fees, many top international casinos do not support this payment method.

Skrill/Neteller

Skrill and Neteller are eWallet providers designed specifically for online gambling. They allow instant deposits for quicker payouts, but the fees for depositing or withdrawing funds from your account may be expensive.

Crypto

The popularity of Bitcoin betting sites is on the rise due to their faster payments and lower cost. Moreover, these sites sometimes offer exclusive perks and higher bonuses to those who make payments using supported cryptocurrencies.

Problem Gambling Help

Responsible gambling is crucial in preventing addiction. It’s vital to be aware of red flags indicating that you or anyone you may know is at risk, such as spending money you cannot afford to lose or chasing losses.

For US players who observe these signs, there is assistance accessible. The National Problem, Gambling Helpline Network, can be contacted at 1-800-522-4700. They provide support in all states and are accessible 24/7. It’s recommended to visit their website and check the resources they offer.

FAQ